On Friday, OpenAI introduced a fresh suite of personal finance tools in preview for ChatGPT Pro users in the U.S., allowing them to link their accounts and inquire about topics from spending insights to future financial strategies.

OpenAI has collaborated with the financial connection service Plaid to facilitate the account integrations. Users can link to more than 12,000 financial institutions, such as Schwab, Fidelity, Chase, Robinhood, American Express, and Capital One. After linking these accounts, users will be presented with a dashboard displaying their portfolio performance, expenditures, subscriptions, and future payments.

This new offering arrives just a month following OpenAI’s acquisition of the team associated with personal finance startup Hiro, which received backing from firms like Ribbit, General Catalyst, and Restive in April. OpenAI indicated that the financial expertise of the Hiro team contributed to the launch of this offering but did not clarify if the entire feature was developed by them.

OpenAI users can access the feature by clicking “Get started” under the “Finances” option in the sidebar, or by typing “@Finances, connect my accounts” during a ChatGPT conversation. After doing so, the chatbot will assist them in linking accounts via Plaid. The company mentioned plans to support Intuit soon, which would facilitate analysis such as the effects of a stock sale on taxes or the probabilities of credit card approval.

OpenAI reports that over 200 million users pose financial inquiries to ChatGPT each month. The company also highlighted that the new GPT-5.5 model excels at contextual reasoning, which is vital for addressing finance-related queries. The firm stated that it collaborated with finance professionals to establish a benchmark for enhancing the model’s responses to personal finance questions.

With the integration of the new financial tools, users can receive detailed responses to questions like “I feel like my spending has increased lately. Has anything changed?” or “Assist me in devising a plan to prepare for purchasing a home in my area within the next 5 years.”

Users can navigate to Settings > Apps > Finances to disconnect certain accounts if desired. Upon disconnections, the synced data will be purged from ChatGPT within 30 days. Additionally, users can review and delete financial memories from the Finances page.

Generalized chatbots are built to respond to any inquiries, prompting users to ask about sensitive data topics such as health, finance, and personal matters. AI firms are acknowledging this trend and developing specialized products for these domains. Both OpenAI and Anthropic have released tools related to health. Earlier this month, Perplexity introduced its own financial research tool driven by its Computer agent.

OpenAI stated that its personal finance tools will be accessible on ChatGPT on the web and iOS for Pro users. It emphasized that it intends to enhance the product based on feedback from these users before rolling it out to Plus users.